Terms and Conditions
Welcome to Sarmaya Next (“we”, “our”, or “us”). By accessing or using our website https://sarmayanext.com (the “Site”), you agree to comply with and be bound by the following Terms and Conditions. If you do not agree, please refrain from using the Site.
We may update these Terms from time to time. The most recent version will always be available on this page, indicated by the “Last Updated” date above. Continued use of the Site constitutes acceptance of any changes.
1. Use of Our Website
You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit others from enjoying the Site.
2. Intellectual Property Rights
All content on Sarmaya Next—including articles, images, graphics, logos, and design elements—is protected by copyright and other intellectual property laws. Unless otherwise stated:
Content is owned by Sarmaya Next or licensed to us.
You may access, read, and share content for personal, non-commercial use only.
You may not copy, reproduce, republish, modify, transmit, or distribute any material from our Site without prior written consent from Sarmaya Next.
3. User Contributions (Comments)
By submitting any content (such as comments) to Sarmaya Next, you:
Grant us a worldwide, royalty-free license to use, publish, and distribute your contribution on any media platform.
Confirm that your content is your original work, does not infringe third-party rights, and complies with Pakistani law.
We reserve the right to remove any content or block users who violate our rules. Unacceptable content includes hate speech, spam, advertising, and sharing others’ personal information without consent.
4. Disclaimer & Limitation of Liability
The information on Sarmaya Next is provided in good faith and for general informational purposes only. It is not intended as professional financial, investment, or legal advice. While we strive for accuracy and timeliness:
Content is provided “as is” and “as available.”
We do not guarantee the accuracy, completeness, or reliability of any information on the Site. You should always consult with a qualified professional before making any financial decisions.
We are not liable for any losses or damages, including data loss, business interruption, or any indirect, incidental, or consequential damages arising from the use of our Site.
External links on Sarmaya Next may lead to third-party websites. We are not responsible for their content or practices.
5. Compliance with Laws
By using our Site, you agree to comply with all applicable laws of Pakistan. These Terms shall be governed and interpreted according to the laws of Pakistan. Any disputes will fall under the exclusive jurisdiction of the courts of Pakistan.